Financial Regulation

The Fed Board of Governors released the May Financial Stability report to give a status update on the resilience of the financial system today. There is one section in particular, “Leverage [...]

Rent Check The current mortgage financing system is bad policy, argues AEI's Ed Pinto. A more straightforward and progressive plan, like a first-time homebuyer tax credit, is a better approach. [...]

There are many sources of instability in the U.S. mortgage finance system--most obviously, securitization and derivatives all juiced with extreme leverage. Edward Pinto wrote an interesting article last week in [...]

Rent Check Do we already have adequate countercyclical capital policy in place? Contrary to a recent Bank Policy Institute article, current capital requirements like the capital conservation buffer (CCB) don't [...]

The staff of the Bank Policy Institute (BPI) recently penned a piece arguing that, despite it being a good time to work in finance, the Fed shouldn’t increase the countercyclical [...]

Strategies to deal with the risk caused by moral hazard in the financial sector have been at the center of regulatory reform since the 2008 financial crisis. But some maintain [...]

Rent Check While Jamie Dimon is right that a free market system should be preferred, he is misguided in his claim that capital requirements interfere with that system. Instead, they [...]

In his annual report, J.P. Morgan Chase CEO Jamie Dimon gave a full-throated defense of the free-market capitalist system: There is no question that capitalism has been the most successful [...]