Financial Regulation

A new paper from the National Bureau of Economic Research by Charles Calomiris and Sophia Chen shows how the increased adoption of deposit insurance (DI) over the past 40 years [...]

President Trump’s criticism of Fed Chairman Jay Powell’s decision to raise interest rates was concerning for supporters of central bank independence, but he wouldn’t be the first president to attempt [...]

Greater competition leads to lower profits, and the banking industry is no exception. In order to increase profits, however, banks tend to make riskier loans, creating a “competition-stability” tradeoff. A [...]

Public sector pensions are dangerously underfunded. Official reports put the total unfunded liability for plans across the country at around $1.5 trillion, though estimates using methodologies based on sounder actuarial [...]

1. New research: how prepared would today's regulators have been for the financial crisis? 2. Jason Furman makes the case for raising countercyclical capital buffers during good times. 3. The [...]

A new paper published by the Bank of England examines the effects of the financial crisis on both the financial sector and the real economy. In addition to the paper’s [...]

Former Council of Economic Advisers Chair Jason Furman argues in the Wall Street Journal’s opinion page that the Federal Reserve should raise countercyclical capital-buffer rates during good times so our [...]

Back in April, the Federal Reserve and the Office of the Comptroller of the Currency (OCC) proposed a regulation that would change the methodology used to calculate enhanced supplementary leverage [...]

Since the financial crisis, the balance sheet of the Federal Reserve expanded from around $900 billion in summer of 2008 to $2.2 trillion at the end of that year, and [...]

1. Jordan Haedtler on how the Fed's independence is threatened by influence from Wall Street. 2. Mission creep in the Pentagon Federal Credit Union.